Worry about the real world? We all do.

Graduation is supposed to be an exciting and fulfilling time in any person's life.

But when I graduated from USC back in '98, I remember feeling more stressed than anything else. I had to worry about finding enough graduation tickets, a cap and gown, and - oh yeah - a job, a place to live and a way to pay back all the debt I had accumulated. Above all, I didn't want to disappoint my family, my friends or myself as a USC graduate strapped with boundless expectations.

For many of you, graduation is right around the corner. I'm not here to scare you about the real world; I'm writing to offer my perspective on things and let you know that it really is fine if you don't have everything figured out just yet.

If you already know exactly what you want to do "when you grow up," consider yourself quite lucky. For the rest of you, who may not have everything figured out upon graduation, just know that you're not alone.

I remember Bill Cosby spoke at my commencement ceremony. Even though it was hard for me to think of him as anything other than Cliff Huxtable, one thing that he said has always stuck with me is, "work on your weakness."

It's hard for me to approach things I fear, and I think a lot of people are the same way. But knowing about and admitting your weaknesses is half the battle. I have carried that when dealing with my career, education and personal finances.

Right before I graduated, I sat down to figure out my finances - how much money I owed, how much I would be making, how high my bills would be, etc.

Turns out I wasn't really sure about any of it and really had no idea what I was doing. I went and spoke with a financial adviser, which was difficult because I hate being unable to figure things out myself.

Knowing that my personal financial education was lacking, I made sure I spoke to the right people to strengthen what I was lacking. And boy, was I glad I did. Things aren't always going to make sense, and you're not always going to know what to do next.

There, you'll find blogs, stories and insights from previous USC graduates who have been there and done that. Sometimes, it's nice to know that you're not the only one who doesn't have all the answers.

You're a Trojan for life, so don't forget that the university, career center and alumni association will always stand by your side and answer any questions you may have. Always keep an eye out for relevant events and seminars on campus that teach you about "real world" issues such as résumé workshops, credit scores and identity theft.